Arizona Mortgage Responsible Individual

Providing Arizona Responsible Individual Services:

In order to apply and successfully obtain a Arizona mortgage banker or broker license a company must employ an Arizona mortgage responsible individual. Per the Arizona statutes, there are several requirements that must be met in order to act as an responsible individual.  The necessary requirements are outlined here. For a quick overview, I can be reached at 480-525-8184 or

Arizona is a fantastic state to be in the mortgage business. The state consistently ranks as one of the fastest growing states in the nation. In addition, the Phoenix metropolitan area continues to attract health care, technology and finance jobs which are typically higher income jobs, which provide a steady pool of buyers. Furthermore, the rising housing values, retirees and housing affordability makes Arizona a great state to be get a mortgage license.

My name is Charles Rudolph and I have been a mortgage professional for 26 years. After successfully completing the necessary requirements outlined by the Arizona Revised Statues, the Arizona Department of Financial Institutions (AZDFI) has approved me to act as an Arizona mortgage responsible individual.

As a full time professional responsible individual, I do not originate loans.  A licensee can rest assured that I will not be competing with them or their loan officers.

Here is my standard scope of services:

  • Serving as your responsible individual as defined by Arizona statutes.
  • Providing the required brick and mortar business location. A bona fide commercial office not the bedroom or kitchen table in a residence.
  • If needed, serve as your Statutory Agent with the Arizona Corporations Commission.
  • In addition, assist with the paperwork from the Arizona Corporations Commission and Secretary of State in order to avoid delays.
  • Assisting with initial and renewal application for a Arizona mortgage license by reviewing the application for accuracy and completeness.
  • Prepare the company for the AZDFI examination which consists of reviewing in depth the books, records and information of the company.
  • Review all marketing and advertising material to ensure Arizona compliance.
  • Attend the examination on behalf of the company, at no additional cost.
  • Assist in the drafting of a detailed response after the AZDFI examination.
  •  Assist in the drafting of any consumer complaint.
  • Answer any and all questions regarding compliance, marketing, comp plans etc.

Call me today at 480-525-8184 for a no obligation Arizona mortgage responsible individual consultation.